For Buyers

Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. Our services and experience range from financial assistance to helping you find the home that best suits you and your family. For your convenience, we also provide listings by email. We pride ourselves on repeat business and hope you'll come to understand why.

As Your Agent, We Will:

• Assure that you see all the properties in the area that meet your criteria.
• Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
• Make sure you don't pay too much for your new home and help you avoid costly mistakes.
• Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.

Before You Start Looking For Your New Home:

• Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
• Check your credit rating. Straighten out any errors before you look for a lender.
• Find a loan program that meets your needs and get pre-qualified (preferably pre-approved)
• Determine what neighborhood best matches your needs.
• Identify important features you need your new home to have.

Closing Costs to Expect:

• Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
• Third-party fees include charges for insurance, title search, surveys and appraisals.
• Government fees include deed recording and state & local mortgage taxes.
• Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

Lenders:

Jason Cooley (214) 395-5896	www.integrity.valuedlender.com

Home Inspectors:

North Texas Residential Inspections

Michael Butters

214-801-7593

butters_michael@sbcglobal.net

Texas Realty Inspections

Richard Kennimer

972-772-8625

texas.inspect@yahoo.com

A Pro Home Inspection

Ron Faraci

972-814-3845

ron.faraci@aproweb.com